Our method
Every number has a label.
A market rate does not tell you what a recipient gets. We keep the reference separate from the estimated outcome.
Market reference
We use Frankfurter first and the open ExchangeRate-API endpoint as a fallback. These rates are a benchmark, not an executable provider quote.
Demo estimates
v0 applies illustrative fixed fees, variable fees and FX margins to the reference. These parameters are not confirmed provider pricing.
Ranking
The default ranking uses estimated recipient amount. Commercial payments cannot change the ranking.
Freshness and outages
Every reference is timestamped. If both sources fail, we use only a stored value and mark it stale. With no safe value, we show no comparison.